Free Canadian Family Tool · 2026–27 Benefit Year

CCB Payment Estimator

Estimate your tax-free monthly Canada Child Benefit for the July 2026 – June 2027 benefit year, based on your 2025 adjusted family net income and your children’s ages.

Your Details

As of the payment month.
Line 23600 for you + your spouse/partner, minus UCCB/RDSP amounts. This drives July 2026 – June 2027 payments.

Your Results

Estimated Monthly CCB
$0
Maximum before income reduction—
Income over first threshold ($38,237)—
Total reduction applied—
Estimated annual CCB—
2026–27 rates used: maximum $8,157 per child under 6 and $6,883 per child 6–17. Full benefit below $38,237 AFNI; first-phase reduction of 7% / 13.5% / 19% / 23% (1 / 2 / 3 / 4+ children) up to ~$82,846, then a fixed amount plus 3.2% / 5.7% / 8% / 9.5% above it. RRSP contributions lower your AFNI — a planning lever many families miss.

Most families leave CCB money on the table without knowing it.

Get the free CCB Optimization guide — how AFNI actually works, the RRSP trick that raises your payments, and the filing mistakes that pause them.

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Estimates for education only, using 2026 CRA limits ($33,810 RRSP dollar limit) and 2026 federal + provincial tax rates. Not tax, investment, or financial advice. Your exact RRSP deduction limit is on your CRA Notice of Assessment or in CRA My Account. Quebec figures reflect the federal abatement. Consult a qualified professional before acting.